Pilot Resources

401(k) Fee Drag Calculator

Find your blended expense ratio and see what it costs you over time.

$ Your Income

Hourly + Credit

Annual

Hourly Rate

Credit Hours / Month

$173,280 annual

Expecting captain upgrade

Years Until Optionality

1 20 years 40

Current Balance

Employer Direct Contribution %

Employee Contribution $

2026 employee deferral max $24,500 (under 50)

Ticker	Alloc %	Alloc $	ER (%)

Blended ER

0.00%

Email for Full Report

Based on $173,280/yr salary

Fee Drag This Year

10-Year Fee Drag

Lifetime Fee Drag

Wealth Gap (Optimized vs Current)

Current Path

Blueprint Path

The Blueprint eliminates this gap for

$1,500

That's a $0 lifetime return on a $1,500 investment